3216 Ballard Lane | New Albany, Indiana 47150

Why should you turn to UBI for your Professional Liability?

Markets

United Brokers provides you with access to many "A" rated markets. We strive to stay informed about which markets can provide the best pricing and coverage and actively seek to contract with these carriers in order to provide you with the best pricing and terms. You can take comfort in knowing that your submissions will be presented to the markets that are most likely to give you a quote you can sell.

Commissions

United Brokers offers competitive commissions on Professional Liability, as it does on all our products.  And, if you have a large book of business for Professional Liability and would like to discuss an agreement with UBI we would like to hear from you. 

Products

The following are some of the products we have the most success in helping you place. We do however welcome your more difficult submissions and have the markets to help you with most any of your professional liability needs. Please contact us if you have any questions regarding professional liability.

Allied Medical E&O 
Targets a broad range of professional liability and general liability exposures for health care facilities Coverage can be tailored to include:

• Coverage for Medical Directors and volunteers

• General Liability

• Occurrence or claims-made forms

• Sexual/physical abuse sub-limit

• Defense outside the limits
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Architects and Engineers 
Targets traditional independent architectural and engineering firms
Coverage can be tailored to include:

• Loss of earnings and expense reimbursement

• Regulatory coverage

• Worldwide coverage for suits brought in the U.S.

• Split limits

• Deductible may be waived

•  Extended reporting period 
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Community Association Product
Targets condominiums, townhouses and homeowner's associations
Coverage can be tailored to include:

• Can be quoted online 24/7 click here>>

• Property manager as AI

• Third party harassment and discrimination

• Non-monetary coverage

• Defense for breach of contract

• Crime coverage

• EPLI

• Defense outside the limits

• Unlimited extended reporting period for former directors and officers

• Full Prior Acts

• Punitive damages (where allowed by law)
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Corporate Directors and Officers 
Targets for-profit companies.
Coverage can be tailored to include:

• EPLI

• Separate D&O and EPLI limits

•  Fiduciary Liability

• Unlimited extended reporting period for former

• Directors and Officers

• Full prior acts

• Duty to defend
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Employment Practices Liability
Targets any organization with employees
Coverage can be tailored to include:

• Can be quoted online click here>>

• Defense outside the limits

• Duty to defend

• No intentional acts exclusion

• Third party liability coverage

• Punitive damages (where allowed by law)

• Full prior acts
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Insurance Agents' E&O
Targets insurance agents and brokers of all sizes and lines of business
Coverage can be tailored to include:

• Third Party Administrators

• MGA'S, Wholesalers

•  Independent contractors

• Duty to defend

• Full prior acts

• Financial planning

• Defense outside the limits

• Personal injury 
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Lawyers' Professional Liability 
Targets hard to place or unusual firms that don't fit with association programs
Coverage can be tailored to include:

• Special coverage and features for unique
  exposures

• Prior acts coverage

• Limits up to $5,000,000
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Medical Malpractice
Targets hard to place Physicians and Dentists
Coverage can be tailored to include:

• Consent to settle provisions

• Can customize to meet the needs of a group

• Defense outside the limits

• Prior acts

• Defense of license

• Incident sensitive form
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• Defense outside the limits
• Duty to defend wording
• Full prior acts
• Personal injury
• General liability and property coverage
• Limits up to $5,000,000
• Retentions as low as $1,000
• Option to purchase an extended reporting period
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Non-Profit Directors and Officers
Targets not for profit organizations
Coverage can be tailored to include:

• Can be quoted online 24/7 click here>>

• EPLI

• Separate limits of liability for D&O and EPLI claims

• Defense outside the limits

• unlimited extended reporting period for former director and officers

• Third party harassment and discrimination

• Punitive damages (where allowed by law)

• Duty to defend

• Fiduciary liability

• Hammer clause with 50/50 split

• Coverage for non-monetary claims
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Products Liability 
Targets all products regardless or apparent risk
Coverage can be tailored to include:

• Broadening endorsement

• Vendors

• General liability

• Discontinued products or tail only coverage

• Claims-made form

• Design E&O

• Recall expense
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Property Managers
Targets property managers of residential and commercial properties
Coverage can be tailored to include:

• Tenant discrimination

• EPLI

• Personally owned property

• Real Estate sales and appraisals

• Full prior acts

• Property manager's client as additional insured
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Real Estate Professionals' E&O
Targets real estate agencies of all sizes
Coverage can be tailored to include:

• Coverage for agent owned property

• Coverage for appraisal services

• Start-up agencies

• Defense outside the limits

• Full prior acts

• Environmental pollutants

• General liability and property

• Duty to defend wording
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